At F&NHB, we focus on three key areas in overall risk management framework:
1 Business Operational Risks
2 Integrating material sustainability issues
3 Emerging risks which may impact us in mid or even long-term basis
We have integrated the material sustainability issues into our overall risk management framework by identifying specific risks, opportunities, and key priorities for the financial year to drive our strategic decisions. Specific sustainability risks are managed as part of the Enterprise Risk Management. This helps us to develop better products and create more meaningful value for our stakeholders.